About Bupa Pet Insurance
Bupa is part of a large global health group founded in the UK, which cares for more than 32 million people in 190 different countries. In Australia, there are over 4 million customers and they have recently invested heavily in building more than 120 Bupa owned Members First Dental Clinics, Optical Stores and GP clinics.
Bupa's pet insurance plans over the ultimate cover with many additional options such as dental coverage, alternative medication and routine care, all of which would attract a higher premium.
Bupa's policies offer flexibility in terms of what you include at their top level plan.
Bupa occasionally offers promo codes and coupon codes but have an always on 10% discount for existing Bupa members. To find out the latest offers you can visit Bupa Promo Codes.
Bupa Basic (Accident Only) Pet Insurance Cover
Bupa's Basic cover offers only accidental coverage with an annual benefit limit of $6,000. The plan does not include illness coverage or tick paralysis so it might not be the best option for you. What the basic plan covers is any accidental injury, including injuries resulting from a motor vehicle incident, burns or electrocution, bone fractures, snake bite toxicity or fight wounds.
As Bupa is tailored more to the premium range, their basic plan does not stack up well against competition so their play might be to push pet owners to purchase their standard and comprehensive plan.
Bupa's plans only cover domestic dogs and cats so working/guiding dogs are not covered.
Bupa Standard Pet Insurance Cover
The Standard plan offers an annual benefit of $12,000 with coverage for accidental and illness. The extras includes cover for tick paralysis at $1,000, Cancer treatment, skin condition, infectious disease, diabetes, snake bite toxicity and burn, hereditary and congenital conditions cover. What's different to this plan is the ability to add on routine care cover where you could get a yearly benefit of $200.
The plan includes a 30 days waiting period for some conditions and 6 months for cruciate ligaments.
Bupa Comprehensive Pet Insurance Cover
Bupa's comprehensive pet insurance care is the highest level cover to provide pet owners greater level of coverage. The annual benefit limit increases right up to $20,000 from $12,000 which is one of the highest in the industry. The routine care benefit valued at $200 is covers $50 which you can use towards De-sexing, Micro chipping , Heart worm, preventative medication, teeth cleaning, council registrations fees, Alternative therapies, prescription diets, declaw removal, cremation or Burial and Dog training.
There is also an increase in coverage for tick paralysis and emergency boarding. This plan is an extension for the standard plan and should provide adequate coverage for the worst of events. However, the downside of this plan does not include dental and working dog coverage.
- Great coverage on their standard and comprehensive plans
- Great options for dental cover
- High annual benefit limit of up to $20,000
- Being a premium plan, the costs are quite high
- No coverage for working dogs
Compare Bupa's Pet Insurance, basic, standard and comprehensive plans